- Joined
- Jan 22, 2013
- Location
- Malta
Finally the long-awaited ban on using credit cards for online gambling has been finalised:
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Credit Cards to be banned for online gambling
- Thread starter Nicola
- Start date
- Joined
- Aug 17, 2018
- Location
- UK South west
GOOD!, If you do not have the funds to gamble you shouldn't be borrowing money to gamble.
- Joined
- Apr 27, 2009
- Location
- the land of snow and maple syrup
Not everyone uses CCs because they dont have $ - if a casino doesnt have etransfer, I'm limited in e-wallets and dont much like them anyway
My bank for example, doesnt allow me to to direct deposit as well
- Joined
- Aug 17, 2018
- Location
- UK South west
Can you just not get a debit card? or move to another bank? Also ive used paypal for 6 years never had an issue with it most e wallets are 100% safe
- Joined
- Apr 27, 2009
- Location
- the land of snow and maple syrup
I have a debit card; TD doesnt allow you to use them except for the govt casino website
- Joined
- Jan 17, 2019
- Location
- brighton
I have a credit card as it helps me build credit. I never have a negative balance their as I send money straight back.
- Joined
- Feb 3, 2018
- Location
- Glasgow
Of course it's a good thing. Allowing people to gamble without their own money essentially.
- Joined
- Mar 19, 2008
- Location
- midlands
Still be able to buy lottery tickets using them, gits
- Joined
- Apr 27, 2009
- Location
- the land of snow and maple syrup
so, it's now, what, like one extra step, to cash advance off your CC
LordSilver
Newbie member
- Joined
- Feb 7, 2018
- Location
- EU
I do understand the reasoning and the intent is good, but the issue is that I don't think this prevents problem gamblers. There is a balance between regulating enough and over-regulating and once you start to over-regulate the problem gamblers will move to the grey market, out of control and help.
- Joined
- Aug 17, 2018
- Location
- UK South west
To clarify I mean people who take out CC To be able to use funds they do not have to gamble
- Joined
- Jan 28, 2016
- Location
- uk
But you don't play under UK Licenses do you? We have a multitude of options to deposit with here. I'm all for this.
The £2 max stake Jan mentions, I think will be a disaster for the industry and will 100% have people moving to unlicensed casinos outside the UK. I really hope that doesn't come in.
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- Joined
- Mar 19, 2008
- Location
- midlands
Must admit I ran up big debts on cc,s gambling many years ago,should never have been allowed but nobodies
fault but my own.The repayments grew to horrendous levels.Somehow I managed to get it sorted and never
used them again,My credit score is flying high now and I only bet with my own funds and within sensible
limits.This is a good move from the UKGC for a change but the report mentions a lot changes coming up
in 2020 which sounds ominous.
fault but my own.The repayments grew to horrendous levels.Somehow I managed to get it sorted and never
used them again,My credit score is flying high now and I only bet with my own funds and within sensible
limits.This is a good move from the UKGC for a change but the report mentions a lot changes coming up
in 2020 which sounds ominous.
- Joined
- May 23, 2008
- Location
- 32Red Marketing Dpt
It will be interesting to see if e-wallet providers can implement a block for credit cards in the short timescale that we’ve been given. Unless they do, expect Skrill, Neteller, PayPal etc to all be blocked with this change.
- Joined
- Jan 28, 2016
- Location
- uk
It could be done on a card provider level surely? I have bank accounts (Monzo for example) where I can block gambling transactions. All it takes is all card companies to block any transaction with a gambling code, as I believe the transaction type for gambling has it own doesn't it?
- Joined
- May 23, 2008
- Location
- 32Red Marketing Dpt
Fair point - I expect we’ll be responsible for making sure they are blocked though and not leaving it to the card providers.
How does the bank know where your cash is going if you top up PayPal? You may want to buy something off eBay?
- Joined
- Jan 28, 2016
- Location
- uk
Presumably the same way Skrill does, it asks if its for gambling or not and if you say no, it refuses any transactions for gambling using those funds. If yes, and you are using a credit card, block it. The easy way is make the card providers responsible, a bit unfair if its on the casino, considering bank already has the technology in place.
- Joined
- Jan 2, 2018
- Location
- UK
You can’t top up PayPal with a credit card, you can only pay with one.
- Joined
- Nov 11, 2019
- Location
- italy
very good news, hope it will happen soon in Italy also
- Joined
- Aug 25, 2010
- Location
- doncaster
Using a credit card to purchase a National Lottery product in store will not be banned as it is called a "non remote lottery" and lotteries which are for charitable purposes.
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- Joined
- Jan 2, 2018
- Location
- UK
Yeah, I have a card which blocks Gambling purchases at the provider end - it won’t take much effort for the FCA to enforce that. Not fair to put the onus on the casino groups to check which card has been used on an e-wallet, though I don’t doubt some unscrupulous sites will use that to delay payouts.
- Joined
- Aug 25, 2010
- Location
- doncaster
Presumably this is why Videoslots partnered up with PayPal yesterday to offset the predicted Credit Card ban.
Look at the bright side: the interests on your loan now start on day one.
I don't know if it will affect us Canadians as well. While it looks fairly simple to gamble without a CC overseas, here it would be more of a PITA since we basically have no access to e-wallets for gambling. I know about Interact but it's..well...not ideal.
- Joined
- Feb 3, 2018
- Location
- Glasgow
If the max stake restriction goes through it certainly wont be in April! Is there not a consultation running on this?
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- Joined
- Feb 3, 2018
- Location
- Glasgow
So do you think the onus will be on the operator or the credit card provider? Assume the credit card providers can just disable gambling transactions.
I always wondered though, when you register a card at some casinos it shows as "Credit Card Deposit" even if it's a debit card! I assume this will be fixed by operators?
- Joined
- Aug 25, 2010
- Location
- doncaster
The April changes are credit cards, and automatically joining GamStop, they join reduction in fixed odds betting terminal stakes and whistle to whistle advertising, post April they will be launching a review of the Gambling Act and a new nationwide addiction strategy.
They estimated 800,000 people use credit cards to gamble.
- Joined
- Feb 3, 2018
- Location
- Glasgow
Sorry I was referring to Jan's post about the max stake
- Joined
- Aug 21, 2017
- Location
- Malta
We'll see how this will be implemented in practice, not really familiar with netwallets at all, would that mean that you are not allowed to top up your net wallet with credit at all or you can't deposit with any netwallet which can be topped up with credit card?
Banning credit cards is good, people who play with their means and for fun can for sure use other deposit methods. Credit cards are not good to have when you have tilt moment and make deposit after other and you can top of your own money spend quite a lot more in very short time.
- Joined
- Jan 2, 2018
- Location
- UK
Realistically it’ll make little difference to punters. Credit cards for gambling have long been treated as cash advances with their associated fees. All people will do is withdraw cash and pay it onto their accounts however they want.
Ladbrokes etc let you top up your online balance with cash in branches.
It’ll reduce impulsive usage, little else.
Ladbrokes etc let you top up your online balance with cash in branches.
It’ll reduce impulsive usage, little else.
- Joined
- May 8, 2018
- Location
- south east england
If it stop addicts losing thousands they haven't got, or somebody going mental chasing losses in the middle of the night then I'm all in favour of it.
Should've come in when online gambling took off, would've saved a lot of misery. This is the thing with the ukgc, they will get clapped on the back for this but no one will ask in a serious deep way why didn't you do this years ago, the grounds and justification you're basing the decision on now, have existed for more than a decade?
Should've come in when online gambling took off, would've saved a lot of misery. This is the thing with the ukgc, they will get clapped on the back for this but no one will ask in a serious deep way why didn't you do this years ago, the grounds and justification you're basing the decision on now, have existed for more than a decade?
- Joined
- Mar 12, 2018
- Location
- The North
Never used a credit card for online gambling. All praise trustly.
- Joined
- Mar 19, 2008
- Location
- midlands
Really winds me up, the only form of proper gambling that allows 16 year olds to participate and you will
still be able to use cc,s.The charity bit is bullshit, no one plays it to contribute to charity and it makes the
gov look good with all these "good causes" benifiting , In reality it is saving the gov a fortune as it pays for a lot
of things that they ought to be paying for.Bloody hypocrytes.
Rant over
- Joined
- Jul 25, 2014
- Location
- UK
I don't buy this exodus to unlicensed.
The payouts are slow to.nonexistent. the sites are poor. The game offering is diabolical because the reputable providers won't touch them. Players won't accept such a poor game offering. They might try it, but doubt they'll be back.
- Joined
- Aug 21, 2017
- Location
- Malta
I buy that 100% sure some people do leave under Curacao sunshine if £2 max bet is implemented.
That part of players who don't really don't mind if withdrawal is on your account on same day or after week.
Especially people playing board games, £2 is quite low, even for me if i for some reason decide to have few rounds of blackjack or roulette, these are often played quite much bigger stakes
- Joined
- Mar 19, 2008
- Location
- midlands
A whole raft of games will be no longer viable at £2 stake, all roullete and table card games,poker to name a few.Hope they have the intelligence to realize this and limit it to slots but I doubt it very much,
There were valid reasons to limit FOBT,s but online is totally different.
It will be the tipping point for a lot of casinos serving the UK market and there will be a mass exodus
There were valid reasons to limit FOBT,s but online is totally different.
It will be the tipping point for a lot of casinos serving the UK market and there will be a mass exodus
- Joined
- Aug 21, 2017
- Location
- Malta
Hope they don't implement that max bet rule at all, if it will be implemented to all games, i don't see many people playing blackjack online anymore and if they start to sort what you can play with what bet, there's big mess to come once game developers start to try create some really weird hybrids where you play blackjack because it's allowed with bigger bets but game actually is pure slot where you only hit spin and called "lucky blackjack"....
- Joined
- Sep 11, 2014
- Location
- england
Whilst I'm not a fan of the government controlling how we spend our money I will say £2 stake cap is great idea. Anyone betting higher has either too much money or has won big and chucking it all back.
Hopefully this also stops those ridiculous streamers do 5 or 10 spins with unlimited cash.
Hopefully this also stops those ridiculous streamers do 5 or 10 spins with unlimited cash.
- Joined
- May 22, 2012
This is why it will have maybe a marginal effect but in reality won't stop problem gamblers.
1. They can purchase pay vouchers with cards.
2. They can fund webwallets with them.
3. They can get ATM cash advances and but vouchers or pay cash into bank accounts.
4. They can use the online cash-transfer facility/loans that many cards will pay into bank accounts by BACs.
5. They can use cards to funds everyday living costs and use their bank accounts to gamble instead.
A problem gambler is often like a smack addict - devious, determined to get their fix and know every trick in the book to facilitate it.
The point about a card transaction code reflecting a gambling transaction should have been addresses eons ago. If UK payment systems accepted by online casinos had to have the casino's UKGC License number verified and included somewhere in the transaction code before being accepted, i.e. the payment provider had to check the casino before allowing them to use their service for gambling, it would end many (but not all) of the scam casino 1668/JAZ et al transactions from the UK.
- Joined
- Apr 27, 2009
- Location
- the land of snow and maple syrup
Which was I said, fine for the UK as long as casinos dont decide to implement it across the board and for those outside the UK
- Joined
- Apr 27, 2009
- Location
- the land of snow and maple syrup
edit - Dunover beat me to it but I dont see how blocking CCs prevents anyone from gambling with a CC
Player X can't dep wtih CC so player >
* deps with e-wallet funded with CC
* deps with bank with funds transferred from CC
* deps with payafe or disposable CC purchased with CC
you've only removed one very trivial step in the path to a deposit with your CC
Player X can't dep wtih CC so player >
* deps with e-wallet funded with CC
* deps with bank with funds transferred from CC
* deps with payafe or disposable CC purchased with CC
you've only removed one very trivial step in the path to a deposit with your CC
Good. The UKGC may piss about more than clowns at a Slapstick Convention but they may have identified something good here.
Because as a former credit card espousee I can vouch for the temptation in racking up those ol' limits willy-nilly chasing the magical slot beans. It ain't fun and over all too soon (sounds like something else in my life)
In fact narrowing down payment options altogether and retracting available payment methods is one of the best deterrents for impulsive depositers. Whatcha gonna do if you can't deposit?
Of course next I'd like to see some form of deposit 'cap' via banks but one step at a time eh
Because as a former credit card espousee I can vouch for the temptation in racking up those ol' limits willy-nilly chasing the magical slot beans. It ain't fun and over all too soon (sounds like something else in my life)
In fact narrowing down payment options altogether and retracting available payment methods is one of the best deterrents for impulsive depositers. Whatcha gonna do if you can't deposit?
Of course next I'd like to see some form of deposit 'cap' via banks but one step at a time eh
- Joined
- Feb 3, 2018
- Location
- Glasgow
Good. The UKGC may piss about more than clowns at a Slapstick Convention but they may have identified something good here.
Because as a former credit card espousee I can vouch for the temptation in racking up those ol' limits willy-nilly chasing the magical slot beans. It ain't fun and over all too soon (sounds like something else in my life)
In fact narrowing down payment options altogether and retracting available payment methods is one of the best deterrents for impulsive depositers. Whatcha gonna do if you can't deposit?
Of course next I'd like to see some form of deposit 'cap' via banks but one step at a time eh
Talk is that Skrill and E Wallets will also go...will be left with bank transfer, debit cards or paypal
- Joined
- Aug 21, 2017
- Location
- Malta
If deposits would have a mandatory 24 pending period before these can be used, it for sure would decrease impulsive gambling over means.
- Joined
- Mar 8, 2016
- Location
- Ottawa, Ontario
I like this move, even if people can get around it. I don’t like using a credit card due to the $5 fee and VS always does a credit check. I prefer using Visa Debit or MC debit.
I’m debt-free, by the way. Credit card is completely paid off and locked because it isn’t needed at the moment.
I’m debt-free, by the way. Credit card is completely paid off and locked because it isn’t needed at the moment.
- Joined
- Feb 3, 2018
- Location
- Glasgow
I think that's too far, although I do agree it would work. Mandatory limits per month would help. Removal of daily limits and have a minimum a week or a month deposit limit.
- Joined
- Apr 27, 2009
- Location
- the land of snow and maple syrup
you're able to deposit using Visa debit? I get blocked every time by Verified by Viaa when it flags a casino deposit; I can only use my visa debit directly with OLG; otherwise I need to use etransfer
- Joined
- Aug 21, 2017
- Location
- Malta
Didn't really mean that too seriously but if willing to be really responsible, then quite big steps are pretty effective instead of playing around with payment methods etc.
These mandatory limits would need to be implemented to some national database and all transactions need to be sent there to keep them up to date and all operators including. Long as you are limited only per casino, you still have quite many places left even in UK where you can play any time when willing to get around limits.
If real intention is to protect vulnerable people as a cost of all others, some quite huge steps would be needed instead of this kind of baby steps which don't really solve much but can make regulator feel good when they can state how they stopped people to gamble with depts in UK....
- Joined
- Jan 28, 2016
- Location
- uk
You can't deposit using a wallet from a CC if the transaction is blocked. Some card companies do that already so very easy to implement.
Not all cards offer 'transfer to bank', those that do quite often have quite a low limit and I don't think any do it instantly, certainly none of mine that have it do so. That removes the impulsiveness of it if the player is chasing losses.
A lot of pre-paid mastercards (which is almost all 'disposable' CC's in the UK) cannot be used for gambling anyway. Half of them can't even be used to buy petrol ffs.
Pulling cash off one, then buying said items or into bank is a lot of hassle, and can't be done at 3am after drinking or losses.
Of course people will get round it, but it will cut a lot out.
